Integrated Annual Report 2025
Integrated Annual Report 2025
Arabic
Overview
About the Report
Aligning Purpose with Impact
BSF At A Glance
Year in Review
Strategic Transformation – A Five-Year Journey (2020-25)
Awards and Accolades
Leadership Messages
Chairman's Foreword
Message from the Chairman of the Board Strategy and ESG Committee
CEO's Message
Strategic Direction
Operating Environment
Our Strategy
Value Creation Model
Our Approach to ESG
ESG Governance Structure
Aligning Policy with Purpose
Stakeholder Engagement
What Matters Most: Materiality
Framework for Sustainable Growth
BSF’s ESG KPIs and Targets: Driving Sustainable Performance
Pillar 1
Accelerating Sustainable Economic Growth
Financial Review
Wholesale Banking Group
Personal Banking Group
Treasury and Investment Group
BSF Capital
JB (Formerly Saudi Fransi for Finance Leasing)
Islamic Banking
Responsible Procurement
Pillar 2
Creating a Thriving Workplace
Overview
Our People
Code of Conduct
Fostering Diversity, Equity, and Inclusion
Learning and Development
Empowering Our People Through Integrity, Care, and Accountability
Pillar 3
Serving Our Clients
Overview
Engaging with Customers
Advancing Financial Inclusion and Literacy
Driving Digital Transformation
Pillar 4
Protecting Our Communities
Overview
Environmental Stewardship
Community Investment
Pillar 5
Exemplifying the Highest Ethical and Governance Standards
Governance and Integrity
Board of Directors
Executive Management Team
Risk Management
Internal Audit
Compliance
Legal
Cybersecurity
Data Privacy
Board of Directors’ Report
Financial Statements
Independent Auditors’ Report
Consolidated Statement of Financial Position
Consolidated Statement of Income
Consolidated Statement of Comprehensive Income
Consolidated Statement of Changes in Equity
Consolidated Statement of Cash Flows
Notes to the Consolidated Financial Statements
Appendices
Appendix A: BSF Stakeholders
Appendix B: GRI Content Index
Appendix C: United Nations Sustainable Development Goals Alignment
0
Loading search index...
Type to search pages...
↑
↓
to navigate
↵
to select
Esc
to close
Accessibility
Bigger Text
Increase text size
Reading Mask
Focus on content
Highlight Links
Make links stand out
Invert Colors
Switch to dark mode
Big Cursor
Make cursor larger
My Report
Download Center
Integrated Annual Report 2025
Download Report
