Top
Toggle Menu

VISA Platinum Air France KLM

  • Annual Fee

    SAR 1000

  • Supplementary card annual fee

    SAR 250

If you like to enjoy one or two or more trips a year, we have a card for you. Presenting the all new AFKL credit cards available in VISA Platinum, Signature and Infinite in both conventional and Islamic from Banque Saudi Fransi.

This is the card for your everyday purchases. May it be for groceries, restaurants and the special vacations.

Fees & Charges


  • Late Payment Fee

    SAR 100

  • Monthly Interest

    2.75%

  • Transaction dispute fee (Unsuccessful)

    SAR 50

  • Cash withdrawal fee (Up to SAR 5,000)

    SAR 75

  • Cash withdrawal fee (More than SAR 5,000)

    3%, subject to a maximum of SAR 300

  • Forex mark-up

    2.75%

  • Duplicate statement

    SAR 50

  • Card replacement fee

    SAR 150

  • Finance charges on cash transaction

    will be calculated from transaction date

  • Temporary Credit Limit Increase

    SAR 50



  • Credit limit (example) 10,000

    Annual percentage rate 70.52%

    *All product and service fees are subject to VAT rate of 5%


AFKL conventional credit card Terms and conditions
  • Current account with Banque Saudi Fransi
  • Age: Minimum 18 years, Maximum 60 years for non-priority clients
  • Signed copy of ID
  • Salary certificate Letter & Payslip
  • Last 3 months account statement reflecting salary (if salary not assigned)
  • Commercial registration (only for self-employed)
  • Company certificate (only for self-employed)
  • Copy of last 6 months bank statement (only for self-employed)
  • Complete and signed application and terms and conditions
  • Apply through your nearest branch
  • For supplementary cards: a signed copy of the user’s ID