Structured Solutions
BSF understands that every client has their unique needs therefore our trade finance experts take personalized care to understand every aspect of your business model and pain points to develop unique propositions by curating multiple trade products that are best suited and cost effective. Further based on market intelligence we actively provide advisory services in best interest of our clients.
SCF encompasses financing and risk reduction methods supporting trade flows across supply chains. BSF adopts global best practices in this field to meet diverse client needs by unlocking working capital, mitigating risk and optimizing balance sheet.
In BSF we structure solutions for you based on your needs for every situation – Open Account or Documentary. Here are some of our popular structures:
Import UPAS LC / Import UPASU LC
Usance LC paid at sight [UPAS] or during usance period [UPAS – U] provide assurance of early payment to Suppliers and payback BSF post the usance period.
Benefits:
- Improve Working Capital Cycle by converting sight payment to usance.
- Negotiate better terms of trade with Supplier.
- Best price on discounting since own risk [charges on your account].
- Funded exposure only in banks book.
Receivable Finance/Purchase
Simply unlock working capital blocked in receivables OR improve liquidity and leverage ratios in the balance sheet.
Benefits:
- Recourse or Non-Recourse solution available.
- Unlocks working capital stuck in receivables.
- Non-Recourse option allows off balance sheet treatment.
- Protection against risk of non-payment.
Pre-Shipment Finance
Monetize confirmed PO/Export LC to procure raw material, manufacturing, processing, packing or warehousing goods prior to shipment.
Benefits:
- Finance up-to 80% of PO/LC value.
- Possible to convert into post-shipment finance.
- Beneficial pricing owing to security of LC [restricted negotiation].
- Facility tenor based on terms of PO/LC.
Supply Chain Finance
Boost your Supply Chain by providing early payment to Suppliers at competitive rates using your credit standing.
Benefits:
- Alternate method of Financing the Supply Chain against confirmed invoice.
- Smaller Suppliers benefit from reduced cost on account of your credit rating.
- Exposure continue to be treated as trade payable in your books.
- Payback BSF as per original terms of invoice.
Professional Consultations and Support:
TradeSales@bsf.sa
