Visa Antee Signature

Fees & Charges

Late Payment Fee

SAR 100
Monthly Interest

2.25%
Transaction dispute fee (Unsuccessful)

SAR 50
Cash withdrawal fee (Up to SAR 5,000)

SAR 75
Cash withdrawal fee (More than SAR 5,000)

3%, subject to a maximum of SAR 300
Forex mark-up

2.70%
Duplicate statement

SAR 50
Card replacement fee

SAR 500
Finance charges on cash transaction

will be calculated from transaction date
Temporary Credit Limit Increase

SAR 50
Credit limit (example) 40,000

Annual percentage rate 37.15%

*All product and service fees are subject to VAT rate of 5%

Example (1), Cardholder decided to paid due amount of (7,000) as planned
Credit Limit	Principle Balance	Credit Card Purchase Rate	APR	Minimum Payment	Profit Paid	Total Payments	Period to Payoff
SAR 10,000	SAR 7,000	2.25%	27%	5% SAR 350	SAR 4,490	SAR 11,490	71 Months

Example (2), Cardholder decided to paid due amount of (10,000) after 12 months
Credit Limit	Principle Balance	Credit Card Purchase Rate	APR	Minimum Payment	Profit Paid	Total Payments	Period to Payoff
SAR 20,000	SAR 10,000	2.25%	27%	5% SAR 500	SAR 2,003	SAR 12,003	12 Months

Example (3), Cardholder decided to paid due amount of (5,000) after 5 months
Credit Limit	Principle Balance	Credit Card Purchase Rate	APR	Minimum Payment	Profit Paid	Total Payments	Period to Payoff
SAR 12,000	SAR 5,000	2.25%	27%	5% SAR 250	SAR 401	SAR 5,401	5 Months

Current account with Banque Saudi Fransi
Age: Minimum 18 years, Maximum 60 years for non-priority clients
Signed copy of ID
Salary certificate Letter & Payslip
Last 3 months account statement reflecting salary (if salary not assigned)
Commercial registration (only for self-employed)
Company certificate (only for self-employed)
Copy of last 6 months bank statement (only for self-employed)
Complete and signed application and terms and conditions
Apply through your nearest branch
For supplementary cards: a signed copy of the user’s ID

Lounge Access

With your Alfransi VISA Signature and VISA Infinite Credit Cards, you will receive access to over 900 airport lounges across the globe to enjoy piece of mind when traveling before you leave and especially when you have those bothersome layovers.

All you need to do is register on LoungeKey mobile application to have a full view of the lounges you are entitled to across the globe.

From January 01/01/2019 onwards, you will be eligible for free entry to the lounges and will renew every year once you meet the criteria of the eligibility conditions. The conditions are based on the mentioned in the below table:

Card Type	If Cardholder does not spend 1USD	If Cardholder Spends 1USD
Signature	1 Free entries for the Cardholder	11 Free entries for the Cardholder

The condition will be eligible once you spend 1USD (3.75 SAR) annually through POS or Website purchases outside the kingdom. Any entries after exceeding the eligibility entry will cost the customer 27 USD for one person in one visit. Your free entries will be renewed on every first of January of each year.