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Welcome to the Infinite privileges provided by the world of VISA Infinite Credit Card. This is the card for your usual travels to insure peace of mind with travel insurance, lounge access (plus guest) and much more!

Features and Benefits


  • Global acceptance

    Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.
  • Sharia compliant

    Rest assure that BSF offers an Islamic Sharia-compliant credit card product based on Tawarruq principle.


  • Jana points on each transaction

  • Redeem the Jana program points for a wide variety of gifts and cash back when redeeming points. All gifts are available in the program's catalog. To view the offers, please visit the website.

    Jana Points for each 100 SAR locally and European Union Purchases 150 Points
    Jana points for each 100 SAR Internationally 200 Points


  • Supplementary cards for your family members

    Visa Infinite Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.


  • Easy Payment Plan – 0% Profit rate

  • Easy Payment Plan without profit rate (0%) is a program designed for BSF credit cardholders to make purchases easier by converting them into equal monthly installment up to 12 months at selected partners. For details, please visit Easy Payment Plan page

  • Global airport lounge access

    To enjoy over 1000 airport lounge access globally with our Visa Infinite credit card, please download VISA Airport Companion app and follow the steps.


  • YQ Meet & Greet Services

    25% discount on retail rates at over 450+ destinations globally

    As a Visa infinite cardholder from BSF , you can enjoy a special discount for meet and greet service at more than 450 international airports through our partner YQ. YQ is a global network of international airport concierge specialists that provides a personalized and exceptional experience that it deserves.

    Cardholders can book through https://cemea.yqnowgroup.com/ and the discount will be calculated directly on payments

    For more, please read our FAQs.


  • Global Concierge Service

    Enjoy a premium lifestyle anywhere around the world with the help of Visa Concierge Service including travel information, arrangements and reservation assistance, in addition to bookings at premium restaurants, entertainment events, shopping information and gift arrangements and delivery and many other attractive services. For more information. Please visit Visa website.

    For more information please call:
    Within the kingdom (800 844 3488) Overseas (+9714 436 7222) / (+1 377 063 0235) You can also send an E-mail to:Concierge@visa.infinite-asia.com


  • Luxurious lifestyle and collection of luxury hotels

    Enjoy best offers and promotions provided by Visa Infinite Card from BSF and relish every moment with pleasure from spa retreats, hotel stays and other luxurious experiences. Also, a group of exclusive deals for a handpicked selection of +900 finest hotels around the world, with your Visa Infinite Card from BSF , you can enjoy attractive discounts and offers. For more information and to stay tuned on the latest offers, please visit Visa Middle East website


  • Attractive offers and discounts

    You can benefit from the discounts at prestigious merchants tied up withBSF from dining to shopping, travel to entertainment and much more. . Please visit All Offers page

  • Travel Insurance

    When using your Visa Infinite Card from BSF to pay for your travel expenses, you will receive a complimentary travel insurance policy for the respective trip, which can be used for visa application purposes as evidence of travel insurance. For more information on coverage and printing the insurance policy certificate and the terms and conditions. For more information please visit Visa Middle East website.


  • Extended Warranty

    Your Visa Infinite from BSF provides an extended warranty up to 12 months in addition to the manufacturer warranty on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website.


  • Purchase Protection

    Your Visa Infinite Card from BSF provides a purchase protection on items purchased using the card. For more information and terms and conditions, please visit Visa Middle East website.


  • Fraudulent Card Misuse Protection

    All Visa Infinite cards are protected against fraudulent or unauthorized card usage by unrelated third parties.
    For more information please visit Visa Middle East website.


  • Instant Cash

    Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

  • SADAD & MOI utility bill payment

    For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using BSF Credit Card.

  • Chip-and-PIN card safety feature

    The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

  • Secure online shopping - supported by 3D secure (verified by visa)

    You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any BSF card is supported by 3D secure (verified by visa) security feature

  • mada Pay service

    mada Pay is a mobile application that provides BSF cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page

  • Apple Pay Service

    Apple Pay is a mobile payment service that provides BSF cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely.

  • SMS notification for each transaction

    Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection.

  • Customer service around the clock

    BSF Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

  • Visa Global & Local Merchant Offers

  • Please visit Visa Offers and Perks
  • For more benefits and features, please visit:

    Visa Offers and Perks

  • Fees table

  • Infinite Credit Card Fees & Charges Table
    Primary SAR 1000
    Supplementary card Free for first card and (SAR 75) for the Second supplementary card
    Monthly Profit Margin 2.5%
    Late Payment Fee SAR 100 not exceed the outstanding amount
    Cash Withdrawal Fee SAR 75 up to transaction amount SAR 5,000 and 3% for transaction amount over SAR 5,000 and max of SAR 300
    International Transaction Fee “Foreign Exchange” 2.70%
    Card Replacement Fee SAR 150
    Duplicate Statement Fee SAR 50
    Temporary Line Increase Fee SAR 50
    Transaction Dispute Fee (Unsuccessful) SAR 50




Credit Card

Here are some important tips to avoid risks before getting Credit Card:
  • Choose the type of card that meets your needs from the target to acquire it.
  • Make sure to read the terms and conditions, and requests from the bank employee to explain them to you if you do not understand them.
  • Choose a credit limit that suits your needs and your financial ability to repay.
  • Take the initiative to pay the amounts due as scheduled to avoid late fees and to avoid the accumulation of due amounts, which leads to default and inability to pay in the future - God forbid - and thus harm your credit record with Samah.


APR example tables based on credit limit (This is an example, and prices are subject to change for some customers based on various factors such as the credit history of the consumer):



Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:
APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
40.25% 2.5% 5% 70 Months

*If the customer made the monthly minimum payment, then cardholder needs 70 months to pay the full amount and take into consideration the interests and added profits every month.

Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:
APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
42.52% 2.5% 5% 82 Months

*If the customer made the monthly minimum payment, then cardholder needs 82 months to pay the full amount and take into consideration the interests and added profits every month.

Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:

APR Credit Card Purchase Rate Minimum Payment Period to Payoff*
43.28% 2.5% 5% 58 Months

*if the customer made the monthly minimum payment, then cardholder needs 58 months to pay the full amount and take into consideration the interests and added profits every month.


Credit Card Limit Calculator



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