MasterCard Titanium

Annual Fee

SAR 300
Supplementary card annual fee

SAR 75

The card that welcomes you to the taste of exclusive benefits while you are home or are a abroad. The Titanium MasterCard provides you lounge access and exclusive discounts through the MC App + 2 for 1 offers for those special dining experience.

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Features and Benefits

Global acceptance
Enjoy the flexibility and convenience of using your card at more than 30 million merchants worldwide.
Jana points on each transaction

visit the website.

Jana Points for each 100 SAR locally and European Union Purchases	70 Points
Jana points for each 100 SAR Internationally	100 Points

Easy Payment Plan – 0% Profit rate

Easy Payment Plan page

Supplementary cards for your family members
Mastercard Titanium Credit Card allows you to have additional supplementary cards for all your family members without a need for a separate account, which helps facilitate and monitor your family’s spending. Supplementary cards will enjoy the same features and benefits as the primary card.

Global airport lounge access
Travel should always feel like a privilege. And, with the Titanium Mastercard lounge program, it does. As a cardholder you receive:
- Unlimited complementary access for you to over 25 regional & international, Marhaba and CAC lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore & more.
- Access to business facilities – email, internet, phones, fax machines and conference space in some lounges.
- Complementary refreshments and snacks.
How to use:
To enjoy the experience, please download the app and register with your Mastercard

Google Play: Mastercard Travel Pass - Apps on Google Play

App Store: https://apps.apple.com/ca/app/mastercard-travel-pass/id1493489553

Luxurious lifestyle and collection of luxury hotels
Enjoy best offers and promotions provided by Titanium Mastercard from BSF and relish every moment with pleasure from spa retreats, hotel stays and other luxurious experiences. You can enjoy attractive discounts and offers.
- 15% discount on ‘Best Available Rate’
- A complimentary welcome drink on arrival at the relevant Participating Property
- Complimentary late checkout from the Participating Property
For more information and to stay tuned on the latest offers, please visit MasterCard Offers

Priceless Cities
Priceless Cities is a unique collection of thousands of experiences and offers in over 40 cities and countries around the world, specially tailored for Mastercard® cardholders.
From dining to travel and entertainment, enjoy exclusive access and benefits that will make your trip abroad or stay at home even more rewarding.

How to use:
-Visit priceless.com
- Register
- Choose your place of interest

Attractive offers and discounts
You can benefit from the discounts at prestigious merchants tied up with BSF from dining to shopping, travel to entertainment and much more. . Please visit All Offers page

Priceless Specials
Discover Priceless Specials and enjoy exciting offers on dining, fitness, beauty, hotels and attractions when you use your BSF Mastercard
-Download the Priceless Specials app from Google Play or App Store.
-Register, browse and locate offers near you.
-Book your experience or service and present the in-app coupon when requesting your bill.
-Pay with your (Bank name) Mastercard.
-Enjoy and track your savings.
-Keep checking the app regularly for special offers!

Instant Cash
Instant cash withdrawal up to 30% of your credit limit from any ATM worldwide.

SADAD & MOI utility bill payment
For your convenience and flexibility, you may pay all your SADAD & MOI utility bills using Banque Saudi BSF Credit Card.

Chip-and-PIN card safety feature
The card is secured with a Chip-and-PIN safety feature giving more comfort to the cardholder during financial transactions.

Secure online shopping - supported by 3D secure (MasterCard SecureCode)
You can rest and shop without having to worry about your online transactions knowing that all transactions done online using any BSF card is supported by 3D secure (MasterCard SecureCode) security feature.

mada Pay service
mada Pay is a mobile application that provides BSF cardholders a convenient and new way to pay for purchases at stores through Android-based mobile devices by simply adding their cards into this application safely and securely. For more information, please visit Mada Pay page.

Apple Pay Service
Apple Pay is a mobile payment service that provides BSF cardholders a convenient and new way to pay for purchases at stores through Apple devices by simply adding their cards into Apple Wallet safely and securely.

SMS notification for each transaction
Get additional security with free SMS alerts for every transaction made on your card to provide you with more comfort, security and protection

Customer service around the clock
BSF Phone team is available around to clock to serve you. Simply, call 800 124 2121 (if within the Kingdom), or +966 92 0000 576 (if overseas).

Fees table

Titanium Credit Card Fees & Charges Table
Primary	SAR 300
Supplementary card	Free for first card and (SAR 75) for the Second supplementary card
Monthly Profit Margin	2.5%
Late Payment Fee	SAR 100 not exceed the outstanding amount
Cash Withdrawal Fee	SAR 75 up to transaction amount SAR 5,000 and 3% for transaction amount over SAR 5,000 and max of SAR 300
International Transaction Fee “Foreign Exchange”	2.70%
Card Replacement Fee	SAR 150
Duplicate Statement Fee	SAR 50
Temporary Line Increase Fee	SAR 50
Transaction Dispute Fee (Unsuccessful)	SAR 50

Requirements

Current account with BSF
Age: Minimum 18 years, Maximum 60 years for non-priority clients
Signed copy of ID
Salary certificate Letter & Payslip
Last 3 months account statement reflecting salary (if salary not assigned)
Commercial registration (only for self-employed)
Company certificate (only for self-employed)
Copy of last 6 months bank statement (only for self-employed)
Complete and signed application and terms and conditions
Apply through your nearest branch
For supplementary cards: a signed copy of the user’s ID

Credit Card

Here are some important tips to avoid risks before getting Credit Card:

Choose the type of card that meets your needs from the target to acquire it.
Make sure to read the terms and conditions, and requests from the bank employee to explain them to you if you do not understand them.
Choose a credit limit that suits your needs and your financial ability to repay.
Take the initiative to pay the amounts due as scheduled to avoid late fees and to avoid the accumulation of due amounts, which leads to default and inability to pay in the future - God forbid - and thus harm your credit record with Samah.

APR example tables based on credit limit (This is an example, and prices are subject to change for some customers based on various factors such as the credit history of the consumer):

Example (1), The credit limit is SAR 10,000 and the cardholder decided to paid due amount of (SAR 7,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
40.25%	2.5%	5%	70 Months

*If the customer made the monthly minimum payment, then cardholder needs 70 months to pay the full amount and take into consideration the interests and added profits every month.

Example (2), The credit limit is SAR 20,000 and the cardholder decided to paid due amount of (SAR 10,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
42.52%	2.5%	5%	82 Months

*If the customer made the monthly minimum payment, then cardholder needs 82 months to pay the full amount and take into consideration the interests and added profits every month.

Example (3), The credit limit is SAR 12,000 and the cardholder decided to paid due amount of (SAR 5,000) as planned:

APR	Credit Card Purchase Rate	Minimum Payment	Period to Payoff*
43.28%	2.5%	5%	58 Months

*if the customer made the monthly minimum payment, then cardholder needs 58 months to pay the full amount and take into consideration the interests and added profits every month.