We are sharing with you collection of products in one bundle that suits your lifestyle
Campaign period:
8th of March till 15th of May 2022
Personal Finance Bundles:
- Special pricing for New personal finance or finance buyout
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- Refundable fees for the first year for LifeStyle credit card ( the best cash back card in kingdom )
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- Joining the Priority banking
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| Apply now |
*Terms and conditions applied
Features:
- Competitive annual percent rate for new personal loan and loan buyout
- Financing of up to SR 2,500,000
- Refundable fees for the first year for lifeStyle credit card (The best cash back card in kingdom with up to 5% cashback based on your monthly lifestyle and expenses)
- Upgrade the account to join the privilege banking which offer you many programs and special banking services
- Earning JANA points when you get New personal loan and once upon credit card activation
Terms & conditions:
- Transfer salary to Banque Saudi Fransi
- The offer is specified to women and only salary above 10K
- Age from 18- 60
- Customer should get both Personal loan and LifeStyle credit card in order to benefit from the full bundle offer
- Competitive annual percent rate starting from 1.43% for new personal loan and buyout
- The management fees 1% of the Personal financing amount or SAR 5,000 whichever is less.
- Joining the privilege banking for the first year, and customer should maintain the average balance or transfer the salary in order to keep joining the privilege banking
- Free fees for the first year for lifeStyle credit card ( refundable fees for the first year) and that based on the current offer, knowing that fees of 1500 SAR should be counted starting from next years
- LifeStyle credit card must be activated within 30 days from issuing to reverse the fees Credit card fees starting from SAR200
- Only approved companies in Banque Saudi Fransi are eligible
- LifeStyle credit card Terms and conditions
Comparison:
| Features |
Without bundle |
With bundle |
| APR for New personal loan and buyout |
Starting form 2.37% |
Starting from 1.43% |
| LifeStyle credit card |
Fees SAR 1500 from the first year |
Refundable fees for the first year |
| Account segment |
Advance Banking |
Privilege banking |
Auto Leasing Bundle:
- Auto leasing without admin fees and without down payment
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- Credit card (refundable fees for the first year)
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| Apply now |
Terms and conditions:
- Minimum age 21
- Minimum length of service 3 months
- Minimum salary SR 5000
- Auto leasing APR starting from 1.88%
- Auto leasing offer ends on 15 May 2022
- Credit card offer in this bundle ends on 15 May 2022 and must be used by customer within 60 days from issuing in order to reverse the fees
- Credit card APR starting from 35.80%
- Credit card T&C applied
- Auto leasing T&C applied
Illustrative Example for life style credit card:
| Credit Limit |
Principal Balance |
Credit card Purchase rate |
APR |
Minimum Payment |
Profit Paid |
Total Payments |
Period to Payoff |
| 10,000 |
7,000 |
27.00% |
35.80% |
5% |
4,490 |
11,489 |
5 years and 11 months (71 months) |
Example: Disclosure of Profit Rates of Personal finance for 5 years
| Monthly payment amount |
*APR |
Maturity Years |
Finance amount |
| SAR 2,134.37 |
1.43% |
5 Years |
SAR 125,000 |
