Turn your spends into your next travel plan with 30,000 Quarterly Bonus Miles.
Not only this, enjoy a first-year annual fee waiver and fast track to Saudia Silver Tier. Terms & Conditions Apply
- ** Cash withdrawal, bill payments (SADAD) and E-wallets top up are excluded from miles earning calculation.
Promotional Offer Benefits – AlFursan Credit Card Terms and Conditions
Type of Promotional Offer:
Welcome Bonus Miles Offer & First Year Annual Fee Refund
Target Segment
New AlFursan Infinite Credit Cardholders
Offer Eligibility Period
Offer is valid from 1st June 2026 till 30th June 2026
Offer Details
Banque Saudi Fransi (“BSF”) provides new AlFursan Infinite cardholders with an offer which include earning up to 80,000 AlFursan welcome bonus miles and first year annual fee refund upon fulfilling the respective eligibility conditions, as per these terms and conditions (the “Offer”)
Eligibility Conditions for Welcome Bonus
This Offer is available exclusively for new customers who apply and successfully issue a primary AlFursan Infinite credit card during Offer period of 1st June 2026 till 30th June 2026.
Existing credit cardholders, as well as customers who have cancelled any BSF credit card in 2025 or 2026, are not eligible for the Offer
Customers must meet the minimum credit limit criteria of SAR 30,000 for AlFursan Infinite credit card
To qualify for the welcome bonus miles, customers must meet the specified minimum retail spend on their AlFursan Infinite credit card as defined below
| Tiers |
Minimum Retail Spend |
Eligible Spend Type |
Spending Period | Bonus Miles |
|---|---|---|---|---|
| Tier 1 |
SAR 500 |
International |
30 Days | 30,000 |
| Tier 2 |
Additional SAR 10,000 |
International |
60 Days | 20,000 |
| Tier 3 |
Additional SAR 30,000 |
International |
90 Days | 30,000 |
Only international point-of-sale and online retail transactions will be considered towards the minimum retail spend.
The spending period begins from the date of card issuance
The Offer is not available to BSF staff or holders of pledged cards
The following transactions are not eligible and will not count toward the minimum spend requirement:
SADAD payments, digital wallet top-ups, balance transfers, cash withdrawals or cash advances, card fees, charges, commissions, finance charges, and refunded, reversed, or cancelled transactions. BSF reserves the right to determine whether a transaction qualifies for this Offer.
Only posted transactions within the spending period will be considered. BSF is not responsible for late posting of any transaction by the merchant or acquiring bank.
Eligible transactions made on supplementary cards will be included in the spending requirement
Welcome Miles will be credited within 100 days after the Offer end date.
Miles will be credited to the AlFursan Membership ID provided at the time of application. BSF is not responsible for any delay or loss resulting from an incorrect AlFursan Membership ID.
AlFursan Infinite card must be active. If the card is cancelled or past due, no welcome bonus miles will be credited.
Eligibility conditions for first year annual fee refund
The annual fee for AlFursan card will be charged upfront upon card activation. Upon meeting the eligibility conditions, the annual fee will be refunded by BSF to the eligible cardholder by the end of October 2026.
This Offer is exclusive to new AlFursan Infinite customers who apply during the Offer period and meet the following eligibility conditions.
For Current Account Customers
Current account customers must increase their current account monthly average balance by at least SAR 100,000 above their baseline to qualify for the annual fee refund. This incremental balance should be maintained in July, August & September 2026.
If the incremental average monthly current account balance falls below SAR 100,000 in either July, August or September 2026, the customer will not be eligible for the first-year annual fee refund
The baseline month for calculating incremental average monthly current account balance will be the end of day balance of May 31, 2026
Monthly average balance is calculated by summing the daily ending balances of an account over a month and dividing this total by the number of days in the month.
BSF terms and conditions for the product shall apply
For Islamic Current Account Customers
New Islamic current account customers who open their account during the Offer period and are segmented as Elite or Elite Plus by the end of September 2026 are eligible for the annual fee refund.
Existing Islamic current account customers who upgrade from Classic or Advance segment to Elite or Elite Plus segment by the end of September 2026 are eligible for the annual fee refund
Terms & Conditions for Earning Miles on Accounts
Banque Saudi Fransi (“BSF”) provides all BSF Individuals accountholders with an offer whereby they may earn miles by registering for the Offer and meeting the applicable requirements based on the account type, and whether the account is new or existing, as detailed in these terms and conditions (the “Offer”)
Offer Period: The Offer is valid from 1st June 2026 to 30th June 2026.
To create and facilitate the subject transactions and enable the Customer to benefit from the Offer; when you register for this Offer, the Customer/you hereby authorize BSF to process and share limited personal data—such as the Customer name, AlFursan membership number and AlFursan Miles earned — with Saudia and AlFursan Program. This data sharing is essential to process reward redemption and constitutes a core component of the service and benefit of this Offer provided to the Customer.
Offer Registration: To qualify for the Offer, customer needs to complete the registration process on BSF mobile. Customers can navigate to the ‘Apply’ section within the BSF mobile application to register for the Offer. Both, New Customers and Existing Customers can register for the Offer.
The customers who are eligible for this Offer are the Customers who maintain an existing current account or open a new account with BSF during whether such account is a regular current account or an Islamic current account, provided that they register to participate in the Offer and meet the applicable requirements detailed below:
Current account customers: who maintain their current account average balances at SAR 100,000 or more would earn AlFursan Miles based on growth in their average balance in the account, in accordance with the terms and conditions of earning miles.
Islamic current account customers: would get AlFursan Miles based on their Customer Segment assigned to them. Customers are classified into various segments by the BSF. Currently, the segments are classic, advance, privilege, elite and elite plus.
The Miles earned by the Customers will be transferred to their AlFursan account in Saudia under AlFursan membership number submitted by the Customer upon registration. The miles would be transferred within the period mentioned in these T&Cs.
Terms and Conditions for Current Account Customers for earning Miles:
A Current account customers customer would be eligible for earning the AlFursan Miles for three months from the next month of their registration based on the Offer criteria. The registration month would not be considered for calculating Monthly Average Balance irrespective of the day of the month in which the Customer registered for the Offer.
New Current account customers
would earn AlFursan Miles for three months after the Offer registration month based on the Monthly Average Balance in their account in each of the three months.
Minimum Monthly Average Balance needs to be SAR 100,000. If the average monthly average balance falls below SAR 100,000 in any month, no AlFursan miles will be awarded for that month.
Existing Current account Customers: would earn the AlFursan Miles based on the growth in Average Monthly Balances from new funds deposited into their accounts during the three months immediately after their Offer registration month.
Example: if a customer registers for the Offer on June 10, 2026, then customer would be eligible to earn miles on the average balances in July, August & September 2026
Calculation of Miles for Current Account Customers: Current Account customers would earn AlFursan Miles based on the customer’s average balance growth as shown in the table below:
| Average balance growth for a new account or new funds |
Miles per riyal |
Explanation |
|---|---|---|
| SAR 100,000 & above |
0.05 Miles |
1 Mile for every SAR 20 every month |
Monthly average balance is calculated by summing the daily ending balances of an account over a month and dividing this total by the number of days in the month.
Example: If an account maintains daily ending balances of SAR 10,000 for 15 days and SAR 100,000 for the remaining 15 days in a 30-day month, the calculation is: [(15 x SAR 10,000) + (15 x SAR 100,000)] / 30, resulting in a monthly average balance of SAR 55,000.
Growth Calculating Method:
The growth in customers’ average balance would be calculated by deducting the total balance they were maintaining with BSF in current, saving and time deposit accounts prior to their registration month from the monthly average balance of the month for which they qualify for AlFursan Miles.
A minimum of either the total average balances in all aforementioned accounts or average monthly current account balance, whichever is lower, will be considered for the AlFursan Miles calculation. The minimum average monthly growth in balance has to be SAR 100,000. If the incremental monthly average balance falls below SAR 100,000 in any given month, no AlFursan miles will be awarded for that month.
There is a cap of 1 million of AlFursan Miles for earning miles on current account balances for each Customer for the entire Offer duration and a maximum of approximately 333,333 for a month.
Current account customers would get their Reward Miles on monthly basis. The miles would be credited to their AlFursan account within 20 business days after the month for which they are eligible for earning the Reward Miles.
Terms and Conditions for Islamic Current Account Customers for earning Miles:
Islamic current account Customers would get the AlFursan Miles based on their segment.
New Islamic current account customers would get Reward Miles based on their segment at the end of three months from registration. Only those new customers who are segmented as "Elite" or "Elite Plus" would be eligible for earning miles.
Example: An Islamic current account customer who registers for the Offer in June 2026 would be eligible to earn miles if the customer is segmented in either Elite segment or Elite Plus segment by the end of September 2026.
Existing customers would earn AlFursan Miles based on upgrade in their segment during the Offer period. Those customers who were segmented in ‘Classic’ or ‘Advance’ segment before the start of Offer and upgraded to ‘Elite’ or ‘Elite Plus’ segment after three months of Offer registration would qualify for earning AlFursan miles. For example, an existing Islamic current account customer in Classic or Advance segment who registers for the Offer in June 2026 would be eligible to earn miles if the customer is upgraded to either Elite segment or Elite Plus segment by the end of September 2026.
Customers who remain in the same segment before the Offer and after three months of their Offer registration would not qualify for earning miles. Similarly, those customers who are upgraded to Advance or Privilege segments would not be eligible for earning miles.
Islamic current account customers would get AlFursan Miles within 20 business days after the end of three months from the month in which they registered for the Offer.
Calculation of Miles for Islamic Current Account Customers:
New Customers of Islamic current accounts would get their Reward Miles based on their qualifying segment after three months of registering for the Offer.
Elite Plus would get 250,000 AlFursan Miles & Elite Customers would get 100,000 AlFursan Miles.
New Islamic Account customers of Classic, Advance & Privilege segments are not eligible for AlFursan Miles.
Existing Islamic current account customers In Classic or Advance segments who registered for the Offer would get AlFursan Miles if they are upgraded to Elite or Elite Plus segment after three months of registering for the Offer.
Customers upgrade from Classic/Advance to Elite Plus to get 250,000 AlFursan Miles.
Customers upgrade from Classic/Advance to Elite would get 100,000 AlFursan Miles.
Other conditions governing the Offer: The registration would be accepted only during the Offer period.
The Customer must provide BSF with the correct AlFursan membership number, and the Customer undertakes that the membership number is correct and owned to the same accountholder and membership holder.
BSF reserves the right to make checks with regard to any redemption request or AlFursan Miles earning.
BSF will not be responsible for any of AlFursan Mile’s redemption information sent to the wrong AlFursan membership account or returned as a result of Customer’s failure to provide the correct AlFursan membership number information, or for any reason caused by any third-parties or service providers. The BSF will not be liable whatsoever for the AlFursan Miles prior to their redemption.
When applying for the Offer, the Customer agrees and accepts that the terms of using any earned AlFursan Miles, will be subject to the terms and conditions contained in (www.saudia.com) and its subsequent amendments from time to time.
By enrolling and registering in the Offer through the digital channel you, the Customer, acknowledge that you have read, understood, and agreed to all Offer terms and conditions. Your acceptance will be deemed an official acceptance without the need for a physical signature.
In the event that the account is closed by the Customer before the end of the month in which the miles to be credited, BSF has the right to cancel the Customer’s eligibility to benefit from the Offer.
Miles rewarded are promotional and do not represent permanent obligation.
Miles cannot be exchanged for any other rewards.
Accounts must be remained active and not closed during the period of the Offer.
Customers not meeting the above criteria are not entitled to any compensation.
BSF account terms and conditions apply.
| How to earn 250K miles on your spends | ||
| Miles Category |
Miles Earned |
Requirement |
|---|---|---|
| Welcome Bonus Tier 1 |
30,000 |
SAR 500 international spend in 30 days from card issuance date |
| Welcome Bonus Tier 2 |
20,000 |
Additional SAR 10,000 international spend in 60 days from card issuance date |
| Welcome Bonus Tier 3 |
30,000 |
Additional SAR 30,000 international spend in 90 days from card issuance date |
| Quarterly Bonus Miles |
120,000 |
30,000 miles upon spending SAR 40,000 each quarter (30,000 miles * 4 quarters = 120,000 miles) |
| Base Miles |
53,333 | Upon Spending SAR 160,000 inside KSA annually |
| Total Miles |
253,333 | Total Miles Earned |
| Miles Category |
Miles Earned |
Requirement |
|---|---|---|
| For Current Account Customers |
250,000 | Increase average current account balance by SAR 1,666,667 and maintain it for 3 months |
| For Islamic Current Account Customers |
250,000 |
New Elite Plus customers & existing customers who are upgraded from Classic or Advance segment to Elite Plus segment |
Privileges
More reasons to use your BSF Alfursan Infinite Credit Card for all your travel and lifestyle needs.
-
Global Concierge Service
Your 24/7 Lifestyle Assistant
Restaurant tips, bookings, a perfect gift, and more—anytime, anywhere.
Get in touch with your lifestyle assistant.
Call:
+971 4 361 1234 | +44 207 850 2829
WhatsApp:- For English: +44 7874 023129
- For Arabic: +44 7520 631645
Visit: visaconciergecemea.com -
Global airport lounge access
Access 1,300+ Lounges Worldwide
Complimentary access for you and your guest (1). To register, download the Visa Airport Companion app and follow the stepsUpdates to the airports lounge access for Visa Cards holders starting 2nd of February 2026
-
Fitness & sports
Stay active and save big:
- • Get up to 60% off at Fit Club on Paddle tennis, gyms & studios. Visit scfitclub.com scfitclub.com and redeem the offer.
- • Love golf? Enjoy discounted green fees at golf clubs worldwide. Use the SpikesOn app to book in advance and enjoy the discounts.
-
Car rental & insurance
Drive More, Spend Less! Save up to 35% on Avis, 10% on Budget, and 15% on SIXT on car rentals.
Activate your offer through these links:
avisworld.com
budgetinternational.com/visa
sixt.co.uk
Rental Car Collision Coverage—Because Unexpected Happens Your Infinite Card has you covered with up to $50,000 per year in unforeseen situations like damage, fire, or theft. For details visit: https://Cardholderbenefitsonline.com/ -
Merchant offers
Exclusive Deals, Just for You
Unlock special deals and premium benefits with your AlFursan Infinite Card.
Discover the latest offers at www.visamiddleeast.com
Fees
| Visa Al Fursan Infinite Credit Card | Card Fees |
|---|---|
| Card Issuance / Annual Fees (primary card) | SAR 2,000 |
| Supplementary Card Fee |
SAR 75 First 2 supplementary cards are free |
| Monthly Profit Rate | 3% |
| Late Payment Fee | SAR 50 |
| Cash Withdrawal Fee | 3% for transactions below SAR 2500, with a maximum limit of SAR75 for transactions equal to or above SAR 2500 |
| International Transaction Fee (FX Markup) | 2% |
| Card Replacement Fee | SAR 15 |
| Transaction Dispute Fee (unsuccessful) | SAR 25 |
All fees above are subject to VAT
Examples of the Annual Percentage Rate
| Visa Al Fursan Infinite Credit Card | |||
|---|---|---|---|
| APR | 46.28% | ||
| Terms cost | 36% | ||
| Minimum Payment | 5% | ||
| Period to payoff | 5 years and 11 months | ||
*APR Calculated on Credit Limit Amount of SAR 200,000
