Eligibility:
Should be 18 years of age or older
• Should be compliant with Banque Saudi Fransi and credit history policies for issuance credit cards
What are the main features of the BSF Lifestyle Credit Card?
This Credit Card comes with exciting advantages, Get up to 10% cashback on the following cashback categories
| Cashback Categories |
| 1. Dining |
| 2. Grocery |
| 3. Travel |
| 4. Medical Care |
| 5. Education |
How do I earn Cashback on my BSF Lifestyle Credit Card?
You can earn cashback on retail spends, both domestic and international instantly on overall monthly spends based on the below cashback earning table.
| Cashback Earning Table |
| Through card application & BSF mobile app, customer can select cashback earning % every month based on spend requirement. |
| 1 cashback category @ 10% |
| 2 cashback categories @ 3% |
| 2 cashback categories @ 2% |
| 0.5% cashback on other spend categories |
How much is a cashback capped per eligible cashback category?
Cashback is capped at SAR 250 per month on each cashback category designed @ 10%, 3% & 2% respectively.
Is there any cashback applicable on other spend category?
No monthly cashback caps are applicable on all other spends categories.
Does this mean I get a discount at the merchant?
The cashback will not be deducted from your overall bill generated at the merchant establishment. However, it will reflect in the monthly credit card statement as a Cashback entry. This Cashback amount is over and above all the discounts offered by the merchants from time to time.
What transactions do not earn Cashback?
The cashback offer is applicable only on the retail purchases. Hence the below transactions will not earn Cashback:
1. Balance Transfers
2. Cash Advances
3. Cash instalments
4. All fees charged by the Bank
5. Transactions reversed by the Merchant
6. SADAD bill payments
7. Any other transaction determined by the Bank from time to time
Will reversed/refund or cancelled transactions affect the cashback I earn?
Each reversed/refunded transaction will be subtracted from the ‘overall spend’ of the billing month in which the respective transaction(s) was refunded/reversed. This could potentially change the cashback earned in that billing month.
Is it a customize credit card?
Yes, it’s a customize credit card where you can select higher cashback category once in month.
Is there any minimum spend to start earning Cashback?
There is no minimum spend required to earn cashback.
Can the cashback percentage Change?
Yes, you can change the cashback % as well as cashback categories every month using BSF Mobile App.
Can I get Jana Points & Cashback at the same time on this card?
It’s a complete cashback card where you will earn only cashback on all retail spends as JANA points are not applicable on BSF lifestyle credit card.
Will I get cashback on the total spend or on eligible categories only?
Cashback will be given on the eligible spends in eligible cashback categories.
When you will credit me the cashback?
The amount will be credited instantly once the transaction posted in your credit card statement.
How can I check the monthly cashback I received?
The cashback will be appeared in monthly credit card statement.
